Tricare & Medicare Guide
These are the sections of this guide that appear in order on this page.
- Medicare & Tricare – Important Facts To Know
- The Parts Of Medicare
- Medicare Advantage
- Standard Medicare Vs. Medicare Advantage
- Featured Heroes Tesmionials
- Request Info On Available Plans & Benefits
- Frequently Asked Questions
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Starting Medicare With Tricare
As a retired military service member or their spouse, you will likely have Tricare as your medical and prescription coverage. The month that you turn 65 your Tricare will convert to Tricare for Life, which becomes your secondary medical insurance to Medicare A & B. Tricare will also continue to provide you with prescription coverage. As a Tricare For Life recipient, it’s important to know that you must enroll in Medicare to maintain your Tricare benefits. You can enroll in Medicare 3 months before the month that you turn 65 and it will take effect the month that you turn 65.
Facts To Know
- When you become eligible for Medicare A & B, it will become your primary medical coverage for doctors care, treatment, and hospitalization. You can apply to enroll in Medicare 3 months before the month you turn 65. If you are already receiving Social Security you don’t need to apply, you’ll be automatically enrolled.
- Tricare automatically converts to Tricare For Life and becomes your secondary insurance to Medicare. Tricare For Life will cover all medical costs not paid by Medicare, essentially giving you 100% coverage (For Medicare A & B services).
- Tricare continues to provide you with prescription coverage after you start Medicare.
- With Medicare, you have two main choices as to how you are covered. You can choose to get Medicare directly through the government (Original Medicare) or through private health plans known as Medicare Advantage.
- Tricare can be billed as your secondary insurer for copays with either Original Medicare or private Medicare Advantage.